How we get you from the starting gate to the Winner's Circle:

 

First we must begin by learning about you and your current financial situation.  You should start by completing an application here on our website.  Additional questions may be asked so we can give comprehensive advice regarding all aspects of your financial goals.  If you are purchasing a home we insist you start here before you start looking at properties with your realtor.  Isn't the largest purchase of your life worth investing a little time to make certain you get it right?  Do you know that your home mortgage can be the first stepping stone to accumulating true wealth?  What if you found that you could have purchased the home you really wanted but didn't because it cost a little more and you didn't realize how using the right mortgage could have given you comfortable payments and an increased net monthly income?  Doing a "phone" application with a lender just minutes before you make an offer to buy a home just to get a "pre-qual" letter is SO yesterday!  We will make certain you are educated and well equipped to purchase with confidence and prepared to face your financial future knowing you have been put on the road to accumulating true wealth!  Now, how much more fun will the home buying process be?

→ After assessing the data you provide us, we will begin to take you through an educational process to teach you how to utilize all the financial benefits homeownership provides including the additional cash flow that can be created that most people don't take advantage of.   Whether your are purchasing a home or refinancing, we will also analyze your current cash outlay to see how that money could be re-directed to benefit you most.  We often find lost opportunity dollars that can be directed into a savings plan without changing your life-style spending.  Our goal is to see our clients build unexpected wealth as a result of our advice. 

→ After the educational process and after you are comfortable with your new level of knowledge, we will make recommendations but you will decide which to implement.  In other words, we lead you to the buffet but you choose what you will put on your plate.  If you are a home purchaser, now is when you begin shopping for your new home.  Your realtor will be advised of your "approved" status and will be able to negotiate on your behalf confidently.

Now is when you get to meet our Wealth Strategy Team.  If you wish.  You may choose to wait until after you go to closing on your new home because your plate will be pretty full at this point.  Our Wealth Strategists work with our qualified clients at no additional fee.  This is a rare opportunity and, quite frankly, not offered by most mortgage lenders.  And don't assume you need lots of cash to command the attention of a Wealth Strategist.  We also want to start the young investor on the road to financial freedom through monthly contributions to a savings plan.  Our goal is to find those "lost opportunity dollars" for you to invest with no change to your current lifestyle spending.  Oh, by the way, refinancers get to work with our Wealth Strategists as well.

 Our business is constantly being tuned and updated so we can be certain we are providing you the highest level of concierge service and never allow you to feel lost, unclear, or confused.  We will ask for your feedback on "how you are doing" and "how we are doing" both during and after this transaction.  And after you go to closing, we will continue to keep you in our sights by conducting annual reviews to keep you on track with the original plan or seeing if any changes need to be made due to new circumstances in your life.  We'll let you know when it may make sense to refinance to a lower interest rate or different type of loan.  We'll keep you informed of legislative changes that may effect your tax deductions, investment planning, etc. 

 




Primary Residential Mortgage, Inc. - 1497 Chain Bridge Road Suite 104 - McLean, VA 22101
Office Phone: 703-752-6700 EFax: 202-298-9346
Email: cquinn@primeres.com


VA License #MLB-794 North Carolina License #L-112833-163
 


Equal Housing Lender MBA

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